HMCA

HMCA Private Healthcare – Exclusive NEN Member Offer

As a member or associated business of the National Enterprise Network (NEN), you can access an exclusive* offer for private healthcare and protection plans through HMCA – one of the UK’s most-trusted membership benefit providers with over 48 years’ experience.

Why Choose HMCA?

Whether you’re self‑employed, changing provider, or starting a plan for the first time, HMCA helps you safeguard your health and protect your income, so you have peace of mind.

• A range of flexible plans for members, families and companies
• Faster access to treatment and trusted medical support
• Your choice of hospital and specialist
• Provides security for self-employed members, without relying on an employer
• Easy to switch cover. 90% of members save money when they transfer, and any claims for eligible acute conditions from your previous policy remain covered

Private Medical Plans

HMCA offers four levels of private medical cover, giving you choice and flexibility.

Depending on your plan, benefits include:

• Private treatment at a hospital of your choice
• Cover for overnight and in‑patient care
• Out‑patient benefits such as consultations and X-rays

Additional Member Benefits

• Cash Plans: tax-free cash for overnight hospital stays.
• Dental Plan: Cover for routine check‑ups, hygiene treatments, X‑rays, restorative care, emergencies, accident-related damage, and oral cancer.
• Travel Insurance: Travel insurance solutions are available, through Just Travel Cover.
• Breakdown Recovery Club: Affordable cover including home start, roadside assistance, and vehicle recovery after a breakdown or accident.